OneLinQ Simplified PIS
OneLinQ Simplified PIS APIs
API Name | API Endpoint | API Description |
Payment Create | POST /payments | Creates a payment. |
Payment Create Status | GET /payments/{PaymentId}/status | Returns the status of created payment. |
Payment Redirect | GET /payments/redirect | Returns redirect Url for authorize payment. |
Standing order Payment Create | POST /standing-order-payments | Creates a Standing order Payment. |
Payment Create Status | GET /standing-order-payments/{PaymentId}/status | Returns the status of created Standing order Payment. |
Bulk Payment Create | POST /bulk-payments | Creates a Bulk payment. |
Bulk Payment Create Status | GET /bulk-payments/{PaymentId}/status | Returns the status of created bulk payment. |
International payment Create | POST /international-payments | Creates a international payments. |
International payment create status | GET /international-payments/{PaymentId}/status | Returns the status of created international payment. |
OneLinQ Simplified PIS API Flow Diagram
OneLinQ Simplified PIS API Steps for both Oauth and Redirect SCA
Step 1: Pre-step Oauth
- PSU will request to make a payment.
- Depends on destination bank,Fintech/TPP has to do a pre-step authorization_code (A.C.) / client_credentials (C.C.) access token Oauth.
Step 2: Create Payment
- Fintech/TPP will send the payment request with A.C / C.C. access token to Simplified.
- Simplified will call PSD2 IO internally and return response containing PaymentId, Redirect SCA approach to Fintech/TPP.
Step 3: Redirect
- Fintech/TPP will redirect PSU to ‘/redirect’ URL with Client Id, PaymentId to authenticate the PaymentId from PSU.
- PSU will get redirected to simplified redirect URL through browser.
- Simplified will redirect PSU to ASPSP redirect URL through browser.
- ASPSP will redirect PSU to login page for authentication.
- PSU has to authenticate with his credentials on ASPSP’s login page.
- Once authenticated, ASPSP will ask to allow access for authorization.
- PSU will allow access.
- ASPSP will return success along with PaymentId on the success URL of simplified.
- Simplified will return success along with PaymentId on the success URL of Fintech/TPP.