Verification of Payee (VoP) facilitates users to instantly verify whether the Payee name and optionally Payee Id match the Payee Name as appearing in the records of Payee’s Bank.
API Products
Summary
Name Match facilitates users to instantly match two sets of names by leveraging Pelican's Intelligent Party Matching Algorithm, ensuring unparalleled accuracy and efficiency.
OneLinQ Wallet Funding APIs, a service to fund the payment service user’s account from the payment account held at another payment service provider.
OneLinQ Payment Request APIs, a service facilitates payment service users to send payment link through SMS/Email to Payer.
Affordability Check verifies a user’s affordability and enables informed and profitable decision making by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Affordability Check uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income & expense, which in turn will minimise credit risk.
Income Verification facilitates Customers to confirm the income of a user by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Income Verification uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income, which in turn will minimise credit risk.
Income Expense Analysis facilitates Customers to aggregate & analyze account data across multiple accounts, for desired timeframe using Open Banking PSD2 Rail -AIS.
PSD2 APIs for account access verification. About Plan, the number of API calls allowed is considering API calls across all the APIs present in plan -AIS.