Wallet funding
OneLinQ Wallet Funding APIs, a service to fund the payment service user’s account from the payment account held at another payment service provider.
APIs
The Payment Webhook API 1.0 is a server-side API that triggers real-time HTTP POST requests to notify registered clients whenever there is a change in the status of a payment. It ensures seamless communication by automatically sending status updates to the client's specified endpoint, enabling immediate action or further processing.
A service to fund the payment service user’s account from the payment account held at another payment service provider. Wallet Funding services providers typically help consumers to fund the account instantly using Add Funds Link Via Open Banking Rail. Wallet Funding solution use Open Banking/Faster Payment/SEPA Instant payment or equivalent real time payment rail to enable the online credit transfers and inform the Customer instantly of the payment initiation.
Product Recommendations
Other consumers often subscribe to these products as well.
Account Aggregation API facilitates Customers to aggregate account data like account summary, balance & transaction of specific currency, for desired timeframe across multiple accounts using Open Banking PSD2 Rail
Affordability Check verifies a user’s affordability and enables informed and profitable decision making by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Affordability Check uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income & expense, which in turn will minimise credit risk.
Income Expense Analysis facilitates Customers to aggregate & analyze account data across multiple accounts, for desired timeframe using Open Banking PSD2 Rail -AIS.