Account Information Services

Affordability Check
1.4.3
(2 APIs included)

Affordability Check verifies a user’s affordability and enables informed and profitable decision making by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Affordability Check uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income & expense, which in turn will minimise credit risk.

Income Verification
1.4.3
(2 APIs included)

Income Verification facilitates Customers to confirm the income of a user by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Income Verification uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income, which in turn will minimise credit risk.

Income Expense Analysis
1.4.3
(2 APIs included)

Income Expense Analysis facilitates Customers to aggregate & analyze account data across multiple accounts, for desired timeframe using Open Banking PSD2 Rail -AIS.

Account Access Verification
1.5.7
(1 API included)

PSD2 APIs for account access verification. About Plan, the number of API calls allowed is considering API calls across all the APIs present in plan -AIS.

Account Holder Verification
1.5.7
(1 API included)

PSD2 APIs for account holder verification. About Plan, the number of API calls allowed is considering API calls across all the APIs present in plan -AIS.

Account Aggregation
1.5.7
(1 API included)

Account Aggregation API facilitates Customers to aggregate account data like account summary, balance & transaction of specific currency, for desired timeframe across multiple accounts using Open Banking PSD2 Rail

Affordability Check 1.4.3 (2 APIs included)

Income Verification 1.4.3 (2 APIs included)

Income Expense Analysis 1.4.3 (2 APIs included)

Account Access Verification 1.5.7 (1 API included)