Account Holder Verification
PSD2 APIs for account holder verification. About Plan, the number of API calls allowed is considering API calls across all the APIs present in plan -AIS.
APIs
A service to verify the account holder. The account information shared by user are verified with the selected bank post SCA journey by user and the result of verifcation is returned to user
API Product Recommendations
Account Aggregation API facilitates Customers to aggregate account data like account summary, balance & transaction of specific currency, for desired timeframe across multiple accounts using Open Banking PSD2 Rail
Affordability Check verifies a user’s affordability and enables informed and profitable decision making by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Affordability Check uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income & expense, which in turn will minimise credit risk.
Income Expense Analysis facilitates Customers to aggregate & analyze account data across multiple accounts, for desired timeframe using Open Banking PSD2 Rail -AIS.